Will Canada’s Rates Rise Again in 2027?

We’re keeping a close watch on rate forecasts, as many major banks now expect the Bank of Canada—which currently sits at 2.25%—to begin gradually raising rates in 2027. If economic growth picks up and inflation remains persistent, policymakers could see this as their window to normalize rates. For Calgary homeowners, investors, and those considering their next move, this could mean higher borrowing costs, but also the potential for improved returns on savings and fixed-income investments. As a team with decades of experience navigating shifting markets, we know that preparing for a less accommodative environment is key—balancing new opportunities with renewed rate pressures is all part of the strategy. Staying informed and planning ahead has always been at the heart of our approach.